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Loan comparison 2026

Comparing 100 offers. Interest rates updated 15 Oct 2026.

R500 R1,000 R2,000 R5,000 R10,000 R50,000 R100,000 R500,000
Lender Amount Interest from Term Approval Rating Action
1st for Women 1st for Women
R1K – R250K 27.75% to 27.75% 12 – 60 months 24 hours ★★★★☆ 4.0 Details Apply ad
Absa Absa
R250 – R350K 15.00% to 15.00% 1 – 84 months 24 hours ★★★★★ 5.0 Details Apply ad
Absa Consolidation Loans Absa Consolidation Loans
R1K – R350K 15.00% to 15.00% 12 – 84 months 24 hours ★★★★★ 5.0 Details Apply ad
African Bank African Bank
R10K – R250K 15.00% to 15.00% 7 – 72 months 24 hours ★★★★☆ 4.0 Details Apply ad
Atlas Finance Atlas Finance
R100 – R8K 0.17% to 0.17% 1 – 6 months 24 hours ★★★★★ 5.0 Details Apply ad
Bayport Bayport
R1K – R250K 20.00% to 20.00% 6 – 84 months 15 minutos ★★★★☆ 4.0 Details Apply ad
Bidvest Bank Bidvest Bank
R5K – R300K 14.00% to 27.50% 12 – 72 months 48 hours ★★★★☆ 4.0 Details Apply ad
Binixo Binixo
R300 – R9K n/a 4 – 65 days 15 minutes ★★★★★ 5.0 Details Apply ad
Blink Finance Blink Finance
R800 – R8K 5.00% to 5.00% 65 – 65 days 24 hours ★★★★☆ 4.0 Details Apply ad
Blue Chip Finance Blue Chip Finance
R500 – R150K 12.00% to 12.00% 3 – 60 months 24 hours ★★★★☆ 4.0 Details Apply ad
Boodle Boodle
R100 – R4K 24.31% to 24.31% 2 – 36 days 10 minutes ★★★★★ 5.0 Details Apply ad
Bruxo Loans Bruxo Loans
R200 – R2K 32.64% to 32.64% 3 – 31 days 24 hours ★★★★☆ 4.0 Details Apply ad
Budget Insurance Budget Insurance
R1K – R250K 15.00% to 15.00% 12 – 60 months 24 hours ★★★★★ 5.0 Details Apply ad
Capfin Capfin
R1K – R50K 79.00% to 79.00% 6 – 24 months 15 minutes ★★★☆☆ 3.0 Details Apply ad
Capitec Capitec
R10K – R250K 12.90% to 12.90% 1 – 84 months 24 hours ★★★★☆ 4.0 Details Apply ad
CashCat CashCat
R300 – R5K 1.50% to 1.50% 7 – 30 days 15 minutes ★★★★★ 5.0 Details Apply ad
CashLoan CashLoan
R2K – R150K 10.00% to 10.00% 12 – 60 months 48 hours ★★★★★ 5.0 Details Apply ad
Challenor Finance Challenor Finance
R2K – R80K 10.00% to 10.00% 3 – 24 months 15 minutes ★★★★☆ 4.0 Details Apply ad
Cobol Cobol
R1K – R5K 3.00% to 3.00% 1 – 6 months 15 minutes ★★★★☆ 4.0 Details Apply ad
CreditGenie CreditGenie
R1K – R150K 10.00% to 10.00% 6 – 60 months 24 hours ★★★★★ 5.0 Details Apply ad
CreditNice CreditNice
R500 – R100K n/a to 52.00% 62 – 365 days Funds typically within 24 hours of approval ★★★★☆ 4.0 Details Apply ad
Creditomax Creditomax
n/a – R10K 3.65% to 180.00% 61 – 365 days Approval within 15 minutes ★★★★☆ 4.0 Details Apply ad
Creditum Creditum
n/a – R350K 11.00% to 28.00% – 72 months Fast, free, 100% online comparison ★★★★☆ 4.0 Details Apply ad
CrediWise CrediWise
n/a – n/a n/a – months Personal loan in 15 minutes ★★★★☆ 4.0 Details Apply ad
Crezu Crezu
R500 – R350K 12.00% to 36.00% 6 – 72 months Pre-approval within 10 minutes ★★★★☆ 4.0 Details Apply ad
Cube Finance Cube Finance
R500 – R150K 10.25% to 10.25% 12 – 60 months 10 minutes ★★★★☆ 4.0 Details Apply ad
Debt Rescue Debt Rescue
R10K – R300K 5.00% to 5.00% 1 – 10 years 24 hours ★★★★☆ 4.0 Details Apply ad
DebtBusters DebtBusters
R10K – R500K 5.00% to 5.00% 1 – 10 years 24 hours ★★★★☆ 4.0 Details Apply ad
Dengoo Dengoo
n/a – R350K 3.65% to 58.40% – months Funds deposited within 24 hours of approval ★★★★☆ 4.0 Details Apply ad
Dialdirect Dialdirect
R500 – R250K 27.75% to 27.75% 12 – 60 months 24 hours ★★★★☆ 4.0 Details Apply ad
DirectAxis DirectAxis
R10K – R150K 10.00% to 10.00% 2 – 6 years 24 hours ★★★★☆ 4.0 Details Apply ad
Discovery Bank Discovery Bank
R5K – R350K 14.50% to 27.50% 12 – 84 months 24 hours ★★★★☆ 4.0 Details Apply ad
Dunami Dunami
R1K – R5K 3.00% to 3.00% 6 – 6 months 15 minutes ★★★★☆ 4.0 Details Apply ad
EasyCashLoans EasyCashLoans
R1K – R150K 10.00% to 10.00% 10 – 72 months 24 hours ★★★★★ 5.0 Details Apply ad
EasyPayday EasyPayday
R100 – R3K 17.96% to 17.96% 10 – 30 days 15 minutes ★★★★☆ 4.0 Details Apply ad
EC Loans EC Loans
R10K – R200K 2.00% to 2.00% 1 – 10 years 48 hours ★★★★☆ 4.0 Details Apply ad
Ekasi Bucks Lendings Ekasi Bucks Lendings
R500 – R50K 10.00% to 10.00% 24 – 24 months 24 hours ★★★★★ 5.0 Details Apply ad
Elite Small Cash Loans Elite Small Cash Loans
R3K – R250K 32.00% to 32.00% 36 – 36 months 24 hours ★★★★★ 5.0 Details Apply ad
ExpressFinance ExpressFinance
R1K – R3K 3.00% to 3.00% 1 – 31 days 24 hours ★★★★☆ 4.0 Details Apply ad
Fair Money Fair Money
R2K – R8K 20.00% to 20.00% 1 – 6 months 24 hours ★★★★★ 5.0 Details Apply ad
Fak’imali Cash Loans Fak’imali Cash Loans
R100 – R3K 36.00% to 36.00% 30 – 60 days 15 minutes ★★★★★ 5.0 Details Apply ad
Fasta Fasta
R500 – R8K 27.00% to 27.00% 1 – 3 months 24 hours ★★★★☆ 4.0 Details Apply ad
Finance 27 Finance 27
R800 – R7K 30.00% to 30.00% 65 – 65 days 24 hours ★★★★★ 5.0 Details Apply ad
Finance27 Finance27
R500 – R5K 38.00% to 38.00% 7 – 35 days 30 minutes ★★★★☆ 4.0 Details Apply ad
FinChoice FinChoice
R500 – R40K 5.00% to 5.00% 1 – 24 months 24 hours ★★★★★ 5.0 Details Apply ad
Finpug Finpug
R500 – R30K 0.00% to 36.00% 61 – 365 days Decision after submitting an application, typically within 30 minutes ★★★★☆ 4.0 Details Apply ad
FNB FNB
R1K – R300K 13.00% to 13.00% 1 – 60 months 24 hours ★★★☆☆ 3.0 Details Apply ad
FNB Temporary loan FNB Temporary loan
R1K – R10K 9.00% to 9.00% 1 – 12 months 24 horas ★★★★☆ 4.0 Details Apply ad
Freedom Loans Freedom Loans
R1K – R150K 20.00% to 20.00% 1 – 60 months 24 hours ★★★★★ 5.0 Details Apply ad
GetBucks GetBucks
R500 – R4K 0.16% to 0.16% 7 – 56 days 15 minutes ★★★★★ 5.0 Details Apply ad
Go Personal Loans Go Personal Loans
R5K – R150K 5.00% to 5.00% 6 – 72 months 24 hours ★★★★☆ 4.0 Details Apply ad
GP Credit GP Credit
R500 – R2K 19.00% to 19.00% 1 – 90 days 24 hours ★★★★☆ 4.0 Details Apply ad
Grindrod Bank Grindrod Bank
R5K – R150K 25.00% to 25.00% 2 – 6 years 24 hours ★★★★☆ 4.0 Details Apply ad
Hikona Cash Loans Hikona Cash Loans
R500 – R3K 20.00% to 20.00% 1 – 3 months 24 hours ★★★★★ 5.0 Details Apply ad
Hippo Hippo
R5K – R150K 27.50% to 27.50% 1 – 6 years 24 hours ★★★☆☆ 3.0 Details Apply ad
HMT Loans HMT Loans
R500 – R20K 17.00% to 17.00% 1 – 90 days 24 hours ★★★★★ 5.0 Details Apply ad
HomeChoice HomeChoice
R200 – R30K 28.00% to 36.00% 6 – 24 months 24 hours ★★★★☆ 4.0 Details Apply ad
Hoopla Loans Hoopla Loans
R100 – R250K 28.00% to 28.00% 2 – 60 months 15 minutes ★★★★☆ 4.0 Details Apply ad
Hopon Hopon
R5K – R50K 6.30% to 6.30% 7 – 36 months 15 minutes ★★★★★ 5.0 Details Apply ad
Hopon Loans Hopon Loans
R5K – R50K 63.00% to 63.00% 7 – 36 months 15 minutes ★★★★☆ 4.0 Details Apply ad
IEMAS IEMAS
R1K – R200K 34.85% to 34.85% 9 – 60 months 24 hours ★★★★★ 5.0 Details Apply ad
IEMAS Car Finance IEMAS Car Finance
R70K – R10.0M 6.00% to 6.00% 6 – 72 months 24 hours ★★★★★ 5.0 Details Apply ad
iKhokha iKhokha
R5K – R3.0M 3.00% to 8.00% 3 – 18 months 24 hours ★★★★☆ 4.0 Details Apply ad
Investec Investec
R50K – R500K 11.50% to 18.00% 12 – 72 months 48 hours ★★★★★ 5.0 Details Apply ad
Izwe Loans Izwe Loans
R1K – R250K 27.75% to 27.75% 12 – 60 months 15 minutos ★★★★★ 5.0 Details Apply ad
Jabulani Money Jabulani Money
n/a – n/a n/a – months ★★★★☆ 4.0 Details Apply ad
JustMoney JustMoney
R500 – R300K 10.00% to 10.00% 12 – 12 months 15 minutes ★★★★☆ 4.0 Details Apply ad
Konga Konga
R300 – R5K 0.16% to 0.16% 4 – 35 days 5 minutes ★★★★★ 5.0 Details Apply ad
Kwalaflo Loans Kwalaflo Loans
R500 – R2K 30.00% to 30.00% 7 – 25 days 15 minutes ★★★★☆ 4.0 Details Apply ad
Lamna Lamna
R1K – R50K 60.00% to 60.00% 1 – 12 months 24 hours ★★★★★ 5.0 Details Apply ad
LendPlus LendPlus
n/a – n/a n/a – months Loan online in 15 minutes ★★★★☆ 4.0 Details Apply ad
LetoCredit LetoCredit
R500 – R15K 0.00% to 36.00% 61 – 365 days Online loan in 2 minutes ★★★★☆ 4.0 Details Apply ad
Letsatsi Finance Letsatsi Finance
R500 – R100K 10.00% to 10.00% 1 – 36 months 24 hours ★★★★★ 5.0 Details Apply ad
Lime Lime
R300 – R5K 1.00% to 1.00% 5 – 35 days 5 minutes ★★★★★ 5.0 Details Apply ad
Liquid Capital Liquid Capital
R70K – R10.0M 7.00% to 7.00% 6 – 72 months 24 hours ★★★★☆ 4.0 Details Apply ad
LittleLoans LittleLoans
R500 – R8K 5.00% to 5.00% 1 – 31 days 24 hours ★★★★★ 5.0 Details Apply ad
Loan Finder Loan Finder
R500 – R300K 5.00% to 5.00% 1 – 7 years 24 hours ★★★★★ 5.0 Details Apply ad
Loans 4 Payday Loans 4 Payday
R100 – R150K 34.90% to 34.90% 3 – 6 years 24 hours ★★★☆☆ 3.0 Details Apply ad
Loans Direct Loans Direct
R5K – R200K 27.75% to 27.75% 1 – 7 years 15 minutes ★★★★☆ 4.0 Details Apply ad
Loans for you Loans for you
R1K – R150K 34.90% to 34.90% 3 – 72 months 15 minutes ★★★★★ 5.0 Details Apply ad
Loanzie Loanzie
R500 – R8K 19.50% to 19.50% 1 – 6 months 24 hours ★★★★★ 5.0 Details Apply ad
Low Budget Loans Low Budget Loans
R1K – R3K 28.00% to 28.00% 3 – 6 months 30 minutes ★★★★☆ 4.0 Details Apply ad
Lulalend Lulalend
R20K – R5.0M 2.00% to 6.00% 6 – 12 months 24 hours ★★★★★ 5.0 Details Apply ad
Mafori Mafori
R100 – R10K 12.00% to 12.00% 1 – 12 months 24 hours ★★★★☆ 4.0 Details Apply ad
Magma Loans Magma Loans
R200 – R3K 1.10% to 1.10% 7 – 60 days 24 hours ★★★★★ 5.0 Details Apply ad
Makanda Finance Makanda Finance
R100 – R500 16.50% to 16.50% 1 – 45 days 24 hours ★★★★★ 5.0 Details Apply ad
Mayday Loans Mayday Loans
R100 – R200K 10.00% to 10.00% 1 – 60 months 15 minutes ★★★★★ 5.0 Details Apply ad
Mobicred Mobicred
R1K – R50K 18.00% to 24.00% 3 – 36 months 24 hours ★★★★☆ 4.0 Details Apply ad
Money-Mouse Loans Money-Mouse Loans
R500 – R200K 5.00% to 5.00% 1 – 72 months 15 minutes ★★★★☆ 4.0 Details Apply ad
MoneyHello MoneyHello
n/a – R250K n/a to 60.00% 3 – 72 months Bridge loans to larger personal loans, fast online process ★★★★☆ 4.0 Details Apply ad
MoneyShop MoneyShop
R10K – R250K 27.50% to 27.50% 12 – 72 months 24 hours ★★★★★ 5.0 Details Apply ad
Mpowa Finance Mpowa Finance
R500 – R5K 5.00% to 5.00% 1 – 31 days 15 minutes ★★★★☆ 4.0 Details Apply ad
Mulah Mulah
R500 – R4K 38.00% to 38.00% 1 – 30 days 15 minutes ★★★★☆ 4.0 Details Apply ad
MyMulah MyMulah
R100 – R4K 5.00% to 5.00% 31 – 31 days 15 minutes ★★★★★ 5.0 Details Apply ad
Nedbank Nedbank
R2K – R250K 27.50% to 27.50% 6 – 72 months 24 hours ★★★★★ 5.0 Details Apply ad
Nedbank Business Loans Nedbank Business Loans
R500 – R300K 10.00% to 10.00% 12 – 72 months 24 hours ★★★★★ 5.0 Details Apply ad
Old Mutual Old Mutual
R2K – R200K 27.50% to 27.50% 1 – 84 months 24 hours ★★★★☆ 4.0 Details Apply ad
OneDebt OneDebt
R2K – R300K 5.00% to 5.00% 1 – 10 years 24 hours ★★★★★ 5.0 Details Apply ad
ooba ooba
R1K – R150K 10.00% to 10.00% 1 – 60 months 24 hours ★★★★☆ 4.0 Details Apply ad
PayDay Loans PayDay Loans
R500 – R3K 15.00% to 15.00% 5 – 35 days 24 hours ★★★★★ 5.0 Details Apply ad

How to choose the best loan in South Africa?

When comparing loans, always look at the total interest rate and not just the advertised monthly rate. Make sure to check all fees, processing charges and any insurance requirements that may increase the total cost of your loan.

Also compare the total amount payable – with a longer term the monthly repayment is lower, but you pay significantly more interest overall. Use our loan calculator above to see the full picture.

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