1st for Women logo

1st for Women – online loan South Africa

4.0 / 5 (502 reviews)

Online loans up to R250.000

Amount R1K – R250K
Interest from 27.75%
Term 12 – 60 months
Approval 24 hours
Apply for loan ad

Applying does not commit you to a loan agreement.

1st for Women screenshot

Screenshot of https://www.firstforwomen.co.za

How to apply for 1st for Women loan

  1. Select Your loan amount
  2. Complete a quick form

Quick overview

  • Amount, R1.000 - R250.000
  • Term, 12 - 60 months

Loan example

Amount Fee Total payment Term
R1.000 R1.148 R2.148 12 months
R1.000 R1.628 R2.628 18 months
R20.000 R15.244 R35.244 36 months

Loan example

Loan repayment terms range from 12 Months to 60 months. The maximum interest rate with regards to 1st for Women Personal Loan* is 27. 75% per annum (compounded monthly). Your rate and initiation fee will be determined according to your personal risk profile. An illustrative example of a loan at an interest rate of 27.75% would be: Loan amount of R7,500 borrowed for 24 months. Annual Interest Rate: 27.75%. Initiation fee (charged upfront): R936.Monthly service fee: R69 Total Amount payable: R13 338.Monthly instalment amount: R556. Please note our interest rate will never exceed the maximum as prescribed by the NCA of 27.75%. Fees subject to change based on risk profile.

Video review

Loan requirements

  • ✓ Be 18 years or older
  • ✓ Have a valid SA ID or Drivers License
  • ✓ Have a bank account
  • ✓ Be employed and earn R2 000 or more per month
  • ✓ You will be required to provide proof of income documentation

Loan features

  • Online loans up to R250.000
  • Term 12 - 60 months
  • First loan strictly for women

Frequently asked questions

24 hours after submitting your application.

The minimum amount at 1st for Women is R1,000.