Privacy Policy and Cookies

Terms of Service

Comparison website CoolFinance.co.za (hereinafter referred to as the “website”) is operated by Lemony trade s.r.o. , Jaurisova 515/4, Praha - Michle, 140 00, VAT CZ29043026, File No.: C 162285, held with the Regional Court in Prague, Data box: xd6mpe8 (hereinafter referred to as the “Operator”).

Operator is not owned by any financial institution, bank or credit agency. We do not disclose your personal data to any financial institution.

Affiliate Programmes

The Operator cooperates with third parties, such as bank and non bank companies and helps them promote their products. The best way to ascertain the cost and total price of loans when comparing loans is ascertained by means of a representative example.

Some of our associated companies operate on the basis of affiliate marketing and contain affiliate links directing you to third-party websites. Provided that a visitor clicks on the target website via an affiliate link and orders a financial product, we are entitled to receiving commission. By using the affiliate link, the visitor is not obliged to pay any extra costs and price of products is same. In this case, the third party is liable for the processing of personal data.

Disclaimer

The Operator displays information concerning many products involving the area of finance, unfortunately, due to a frequent change of rates and information, certain information may be outdated. Provided that we are informed of such changes or provided that you get in touch with us, we will be happy to update all data. However, before concluding any contract it is up to you as the visitor to check the terms and conditions, prices, interest rate, maturity term, and other information directly with the selected company.

Provided that you decide to use a service, you agree to do so on your own responsibility. 

Claims for material or non-material damage caused by using information from website and disputes held against Lemony trade s.r.o., as the website Operator, will not be recognised before court.

No liability of Operator

The Operator is not a provider of any reviewed financial product and accepts no liability for disputes between third parties and their customers.

Visitors who find themselves in a bad financial situation are strongly advised not to apply for a loan.

The Operator accepts no liability whatsoever for damage caused by breach of contracts between these two parties.

The Operator accepts no liability for the visitors’ reviews written under the website project content.

The Operator reserves the right to erase any comment without prior notification.

User Data Protection

Your personal data is processed in compliance with the European General Data Protection Regulation (GDPR) based on your consent. The data controller is the Operator of this website, company Lemony trade s.r.o. , Jaurisova 515/4, Praha - Michle, 140 00, VAT CZ29043026. 

The information, such as your name, email address, and IP address is stored on secured servers located in the territory of the EU. The processed data is not to be disclosed to third parties under any circumstance.

Unless otherwise stipulated, all data is stored for a maximum term of two years.

Access Data Stored by our Server

When visiting the website, our server stores technical data concerning the visitor’s access (website, type of internet browser and its version, operational system of the device, referrer address, IP address, and the date of requirement submission).

Access data allows us to create statistical reports and to monitor the website security. This data may not be attributed to any specific persons.

Contact Form

In the event of an enquiry made through our contact form or email, we will process the data you provide in accordance herewith. This data will not be disclosed to any third party and will be erased immediately upon dealing with your requirement.

Social Media

Website refers to the social networks Facebook and Twitter.com. When visiting the website, no information is passed onto these companies.

Information on the privacy protection of individual social networks can be found below:

  • Facebook: https://www.facebook.com/policy.php
  • Twitter: https://twitter.com/privacy

Right to Information and Other Rights of the Website Users

As the website visitor, besides the information on the principles of personal data processing included herein, you also have the right to be informed of which data is stored about you, including the right to rectification or the restriction of processing of such data. You may also withdraw your consent with personal data processing at any time, request the erasure of already stored personal data, or you may file a complaint with the supervisory body, the Office for Personal Data Protection, with its seat in Prague.

Should you have any other enquiries, do not hesitate to contact us.

Ing. František Szabó

Email: info@coolfinance.co.za

Lemony trade s.r.o. , Jaurisova 515/4, Praha - Michle, 140 00, VAT CZ29043026

File No.: C 162285, held with the Regional Court in Prague

Data box: xd6mpe8

Upon request, we will send you a e-mail with information concerning the fact whether any data is held about you by Lemony trade s.r.o. and if so, the details of such data. You may prohibit us at any time in writing from performing any further processing of your personal data without providing a reason for such prohibition.

Cookies

Cookies are short text files saved by your browser for technical data storage. Data included therein is completely anonymous, therefore, impossible to associate with any specific personal data.

Cookies may simply be erased from your browser or their recording may be switched off in your browser settings.

Cookies allow us to evaluate visitor behaviour on our website and to improve our services in accordance therewith.

Google Universal Analytics

In order to analyse the visitor rate of our website, we use Google Universal Analytics, operated by Google Inc., 1600 Amphitheater Parkway, Mountain View, CA 94043, USA (hereinafter referred to as “Google“).

When visiting website, a simple code is run by Google, which will send certain data (number of websites viewed, time spent on the website, type of device, duration of the web visit, approximate location of the device) anonymously into this service.

You can read more on the personal data protection by Google at Privacy & Terms.

The monitoring may be completely switched on in your computer settings.

Google Adsense

In order to monetize traffic of our website, we use Google Adsense, operated by Google Inc., 1600 Amphitheater Parkway, Mountain View, CA 94043, USA (hereinafter referred to as “Google“).

When visiting website, a simple code is run by Google and display advertisement.

You can read more on the personal data protection by Google at Privacy & Terms.

Cookies of Partner Affiliates

The Operator of website uses affiliate links primarily from the platform of partner affiliates (hereinafter referred to as the “networks”). These international affiliate networks associate website owners (us) and various vendors of services (third parties).

Website displays promotional elements of third parties through the network as an intermediary. This way a visitor may request a specific financial product and we obtain commission for the fulfilment of third-party targets. 

Commission is one of the income sources for website. This commission is paid out regardless of the total price of the product requested by the visitor and may not affect the price.

Commission is recorded via Cookies saved in the visitor’s browser precisely when the visitor reaches the advertiser’s website. Cookies do not store any personal data. They solely contain the partner’s identification number (website), the visitor’s anonymous identification number, time of clicking, and any additional technical data included in the affiliate link. Cookies are valid for a maximum term of 60 days.