Total Finance – online loan South Africa
Online loans up to R150.000
Amount
R2K – R150K
Interest from
12.25%
Term
12 – 60 months
Approval
24 hours
⚠️
Total Finance no longer appears to be operating in South Africa. The website does not respond and we recommend comparing alternative NCR-registered lenders below.
How to apply for Total Finance loan
- Click the Apply Now button
- Fill in your Contact Information, then click Send
- Complete our Preferred Loan Providers. Short Application Form and wait for a SMS or Email
Quick overview
- Amount, R1.500 - R150.000
- Term, 12 - 60 months
- Age: 18 + years
Loan example
| Amount | Fee | Total payment | Term |
|---|---|---|---|
| R20.000 | R5.453 | R25.453 | 24 months |
Loan example
Nett Loan Amount: R20 000.00. Term: 24 months. Monthly installment: R 1,060.52 | R 1,259.76. Total repayment: R 25,453.00 | R 30,234.00. Interest rates: Min: 12.25% | Max: 27.75%
Loan requirements
- ✓ South African ID
- ✓ Be over 18 years of age
- ✓ Earn an income of R3 000 p/m or more
- ✓ Have a bank account
- ✓ Have a cell phone number
Loan features
- Online loans up to R150.000
- Term 12 - 60 months
- Multiple loan providers
Frequently asked questions
24 hours after submitting your application.
The minimum amount at Total Finance is R1,500.