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Total Finance – online loan South Africa

4.0 / 5 (455 reviews)

Online loans up to R150.000

Amount R2K – R150K
Interest from 12.25%
Term 12 – 60 months
Approval 24 hours
⚠️

Total Finance no longer appears to be operating in South Africa. The website does not respond and we recommend comparing alternative NCR-registered lenders below.

Total Finance screenshot

Screenshot of https://www.totalfinance.co.za/

How to apply for Total Finance loan

  1. Click the Apply Now button
  2. Fill in your Contact Information, then click Send
  3. Complete our Preferred Loan Providers. Short Application Form and wait for a SMS or Email

Quick overview

  • Amount, R1.500 - R150.000
  • Term, 12 - 60 months
  • Age: 18 + years

Loan example

Amount Fee Total payment Term
R20.000 R5.453 R25.453 24 months

Loan example

Nett Loan Amount: R20 000.00. Term: 24 months. Monthly installment: R 1,060.52 | R 1,259.76. Total repayment: R 25,453.00 | R 30,234.00. Interest rates: Min: 12.25% | Max: 27.75%

Loan requirements

  • ✓ South African ID
  • ✓ Be over 18 years of age
  • ✓ Earn an income of R3 000 p/m or more
  • ✓ Have a bank account
  • ✓ Have a cell phone number

Loan features

  • Online loans up to R150.000
  • Term 12 - 60 months
  • Multiple loan providers

Frequently asked questions

24 hours after submitting your application.

The minimum amount at Total Finance is R1,500.