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ExpressFinance – online loan South Africa

4.0 / 5 (502 reviews)

Online loans up to R3.000

Amount R1K – R3K
Interest from 3.00%
Term 1 – 31 days
Approval 24 hours
⚠️

ExpressFinance no longer appears to be operating in South Africa. The website does not respond and we recommend comparing alternative NCR-registered lenders below.

ExpressFinance screenshot

Screenshot of https://www.expressfinance.co.za/

How to apply for ExpressFinance loan

  1. Select your requirements on the sliders and click on apply
  2. If you do not have an account yet, click on “Create an Account”. If you already have an account, just log into your account and follow the onscreen prompts
  3. The user requirements must be checked and complied to

Quick overview

  • Amount, R1.000 - R3.000
  • Term, 1 - 31 days
  • Age: 18 + years

Loan example

Amount Fee Total payment Term
R1.000 R118.32 R1.118.32 6 days
R2.000 R232.40 R2.232.40 14 days
R3.000 R394.42 R3.394.42 31 days

Loan example

If R2000 is borrowed for 20 days. Initiation Fee: R265.00. Service Fee: R40.00. Interest: R45.30. VAT: R42.70. Total to Repay: R2393.00

Loan requirements

  • ✓ You need to be a South African citizen and above 18 years of age
  • ✓ The Minimum Net Salary after deductions required to qualify for a loan is R10000

Loan features

  • Online loans up to R3.000
  • Term 1 - 31 days
  • Easy application

Frequently asked questions

24 hours after submitting your application.

The minimum amount at ExpressFinance is R1,000.