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All loans and lenders in South Africa 2026

Comparing 100 certified lenders. Choose a loan type or browse all offers below.

Loan types

Home Loans → Home Loan → Quick Loans → Loans Online → Personal Loans → Short Term Loans → Business Loans → Instant Loans → Loans South Africa → Consolidation Loans → Bad Credit Loans → Loans for Blacklisted → Cash Loans → Urgent Cash Loans → Student Loans → SASSA Loans → Loans for Pensioners → Payday Loans → Online Loan Application → Emergency Loans → Capitec Loans → Loan Apps South Africa → Loans Pretoria → Car finance for bad credit people → Lowest Interest rates personal loans in South Africa → Personal Loans with One-Month Bank Statement → Loans for Zimbabweans living in South Africa → Loans without 3 Months Bank Statement → Loans in Johannesburg, Gauteng → Personal loans for Self-employed South Africans → Loans without affordability checks → Loans Without Payslip and Bank Statement → Unsecured business loans → Loans against your property → Instant Payday Loans no Paperwork South Africa → Loans Cape Town → FNB Debt Consolidation → Best Credit Cards in South Africa → Loans For Bad Credit → African Bank Loans → Home Loans South Africa →

All lenders

Fasta

Online loans up to R8.000

R500 – R8K Interest from 27.00% Approval: 24 hours 1 – 3 months
★★★★☆ 4.0
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Standard Bank

Personal loans up to R300.000

R500 – R300K Interest from 10.25% Approval: 24 hours 12 – 72 months
★★★★☆ 4.0
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Wonga

Online loans up to R4.000

R500 – R4K Interest from 18.60% Approval: 15 minutes 4 – 6 months
★★★★☆ 4.0
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Nedbank

Online loans up to R250.000

R2K – R250K Interest from 27.50% Approval: 24 hours 6 – 72 months
★★★★★ 5.0
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Konga

Online loans up to R5.400

R300 – R5K Interest from 0.16% Approval: 5 minutes 4 – 35 days
★★★★★ 5.0
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Wanna Loan?

Online loans up to R3.000

R500 – R3K Interest from 25.80% Approval: 24 hours 5 – 37 days
★★★★★ 5.0
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Bayport

Online loans up to R250.000

R1K – R250K Interest from 20.00% Approval: 15 minutos 6 – 84 months
★★★★☆ 4.0
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Boodle

Online loans up to R4.000

R100 – R4K Interest from 24.31% Approval: 10 minutes 2 – 36 days
★★★★★ 5.0
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EasyCashLoans

Online loans up to R150.000

R1K – R150K Interest from 10.00% Approval: 24 hours 10 – 72 months
★★★★★ 5.0
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Izwe Loans

Online loans up to R250.000

R1K – R250K Interest from 27.75% Approval: 15 minutos 12 – 60 months
★★★★★ 5.0
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Dialdirect

Online loans up to R250.000

R500 – R250K Interest from 27.75% Approval: 24 hours 12 – 60 months
★★★★☆ 4.0
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African Bank

Online loans up to R250.000

R10K – R250K Interest from 15.00% Approval: 24 hours 7 – 72 months
★★★★☆ 4.0
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Mulah

Online loans up to R4.000

R500 – R4K Interest from 38.00% Approval: 15 minutes 1 – 30 days
★★★★☆ 4.0
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FNB

Online loans up to R300.000

R1K – R300K Interest from 13.00% Approval: 24 hours 1 – 60 months
★★★☆☆ 3.0
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Old Mutual

Online loans up to R200.000

R2K – R200K Interest from 27.50% Approval: 24 hours 1 – 84 months
★★★★☆ 4.0
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Cobol

Online loans up to R5.000

R1K – R5K Interest from 3.00% Approval: 15 minutes 1 – 6 months
★★★★☆ 4.0
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GetBucks

Online loans up to R4.000

R500 – R4K Interest from 0.16% Approval: 15 minutes 7 – 56 days
★★★★★ 5.0
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Smart Loan SA

Online loans up to R150.000

R10K – R150K Interest from 10.00% Approval: 15 minutes 12 – 60 months
★★★★★ 5.0
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Magma Loans

Online loans up to R3.000

R200 – R3K Interest from 1.10% Approval: 24 hours 7 – 60 days
★★★★★ 5.0
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Capfin

Online loans up to R50.000

R1K – R50K Interest from 79.00% Approval: 15 minutes 6 – 24 months
★★★☆☆ 3.0
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RCS

Online loans up to R150.000

R2K – R250K Interest from 15.00% Approval: 24 hours 12 – 60 months
★★★★☆ 4.0
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Dunami

Online loans up to R5.000

R1K – R5K Interest from 3.00% Approval: 15 minutes 6 – 6 months
★★★★☆ 4.0
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Loans Direct

Online loans up to R200.000

R5K – R200K Interest from 27.75% Approval: 15 minutes 1 – 7 years
★★★★☆ 4.0
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Power Loans

Online loans up to R8.000

R500 – R8K Interest from 36.00% Approval: 24 hours 30 – 180 days
★★★★☆ 4.0
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EasyPayday

Online loans up to R2.500

R100 – R3K Interest from 17.96% Approval: 15 minutes 10 – 30 days
★★★★☆ 4.0
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Bruxo Loans

Online loans up to R1.500

R200 – R2K Interest from 32.64% Approval: 24 hours 3 – 31 days
★★★★☆ 4.0
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CreditGenie

Professional financial advice and tips to improve your score

R1K – R150K Interest from 10.00% Approval: 24 hours 6 – 60 months
★★★★★ 5.0
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EC Loans

Online loans up to R200.000

R10K – R200K Interest from 2.00% Approval: 48 hours 1 – 10 years
★★★★☆ 4.0
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Finance27

Online loans up to R4.700

R500 – R5K Interest from 38.00% Approval: 30 minutes 7 – 35 days
★★★★☆ 4.0
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Discovery Bank

Personal loans up to R350,000 with Vitality Money benefits

R5K – R350K Interest from 14.50% Approval: 24 hours 12 – 84 months
★★★★☆ 4.0
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Loanzie

Online loans up to R8.000

R500 – R8K Interest from 19.50% Approval: 24 hours 1 – 6 months
★★★★★ 5.0
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TymeBank

Digital bank loans up to R250,000 with no monthly fees

R1K – R250K Interest from 15.00% Approval: 24 hours 6 – 72 months
★★★★☆ 4.0
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Hopon

Online loans up to R50.000

R5K – R50K Interest from 6.30% Approval: 15 minutes 7 – 36 months
★★★★★ 5.0
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HomeChoice

Cash loans up to R30,000 plus retail credit accounts

R200 – R30K Interest from 28.00% Approval: 24 hours 6 – 24 months
★★★★☆ 4.0
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LittleLoans

Online loans up to R8.000

R500 – R8K Interest from 5.00% Approval: 24 hours 1 – 31 days
★★★★★ 5.0
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Lulalend

SME business loans from R20,000 to R5 million in 24 hours

R20K – R5.0M Interest from 2.00% Approval: 24 hours 6 – 12 months
★★★★★ 5.0
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Absa

Online loans up to R350.000

R250 – R350K Interest from 15.00% Approval: 24 hours 1 – 84 months
★★★★★ 5.0
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Mobicred

Revolving credit facility for online shopping up to R50,000

R1K – R50K Interest from 18.00% Approval: 24 hours 3 – 36 months
★★★★☆ 4.0
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Udu

Online loans up to R150.000

R4K – R150K Interest from 41.94% Approval: 24 hours 12 – 60 months
★★★★☆ 4.0
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Investec

Premium personal loans for Investec Private Bank clients

R50K – R500K Interest from 11.50% Approval: 48 hours 12 – 72 months
★★★★★ 5.0
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Bidvest Bank

Personal loans up to R300,000 from a JSE-listed bank

R5K – R300K Interest from 14.00% Approval: 48 hours 12 – 72 months
★★★★☆ 4.0
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PayJustNow

Buy now, pay in 3 instalments with 0% interest

R100 – R30K Interest from 0.00% Approval: 5 minutes 2 – 3 months
★★★★★ 5.0
Details Apply ad

CashLoan

Online loans up to R150.000

R2K – R150K Interest from 10.00% Approval: 48 hours 12 – 60 months
★★★★★ 5.0
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iKhokha

SME funding from R5,000 to R3 million via iKhokha card sales

R5K – R3.0M Interest from 3.00% Approval: 24 hours 3 – 18 months
★★★★☆ 4.0
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Sanlam

Online loans up to R200.000

R5K – R200K Interest from 21.90% Approval: 24 hours 2 – 6 years
★★★★★ 5.0
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Loans for you

Online loans up to R150.000

R1K – R150K Interest from 34.90% Approval: 15 minutes 3 – 72 months
★★★★★ 5.0
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Freedom Loans

Online loans up to R150.000

R1K – R150K Interest from 20.00% Approval: 24 hours 1 – 60 months
★★★★★ 5.0
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Hopon Loans

Online loans up to R50.000

R5K – R50K Interest from 63.00% Approval: 15 minutes 7 – 36 months
★★★★☆ 4.0
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Mayday Loans

Online loans up to R200.000

R100 – R200K Interest from 10.00% Approval: 15 minutes 1 – 60 months
★★★★★ 5.0
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WesBank

Online loans up to R150.000

R5K – R150K Interest from 27.75% Approval: 24 hours 2 – 6 years
★★★★★ 5.0
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Woolworths

Online loans up to R75.000

R2K – R75K Interest from 10.00% Approval: 48 months 12 – 60 months
★★★★★ 5.0
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Total Finance

Online loans up to R150.000

R2K – R150K Interest from 12.25% Approval: 24 hours 12 – 60 months
★★★★☆ 4.0
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1st for Women

Online loans up to R250.000

R1K – R250K Interest from 27.75% Approval: 24 hours 12 – 60 months
★★★★☆ 4.0
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Binixo

Online loans up to R9.000

R300 – R9K Interest from n/a Approval: 15 minutes 4 – 65 days
★★★★★ 5.0
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GP Credit

Online loans up to R2.000

R500 – R2K Interest from 19.00% Approval: 24 hours 1 – 90 days
★★★★☆ 4.0
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HMT Loans

Online loans up to R2.000

R500 – R20K Interest from 17.00% Approval: 24 hours 1 – 90 days
★★★★★ 5.0
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Cube Finance

Online loans up to R150.000

R500 – R150K Interest from 10.25% Approval: 10 minutes 12 – 60 months
★★★★☆ 4.0
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Hoopla Loans

Online loans up to R250.000

R100 – R250K Interest from 28.00% Approval: 15 minutes 2 – 60 months
★★★★☆ 4.0
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SA Cash Loans

Online loans up to R150.000

R1K – R150K Interest from 29.00% Approval: 24 hours 6 – 60 months
★★★★★ 5.0
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DirectAxis

Online loans up to R150.000

R10K – R150K Interest from 10.00% Approval: 24 hours 2 – 6 years
★★★★☆ 4.0
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Capitec

Online loans up to R250.000

R10K – R250K Interest from 12.90% Approval: 24 hours 1 – 84 months
★★★★☆ 4.0
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SA Home Loans

Online loans up to R150.000

R500 – R150K Interest from 5.00% Approval: 72 hours 1 – 60 months
★★★★★ 5.0
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Hippo

Online loans up to R150.000

R5K – R150K Interest from 27.50% Approval: 24 hours 1 – 6 years
★★★☆☆ 3.0
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Virgin Money

Online loans up to R250.000

R80K – R250K Interest from 12.90% Approval: 24 hours 84 – 84 months
★★★★★ 5.0
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CashCat

Online loans up to R5.000

R300 – R5K Interest from 1.50% Approval: 15 minutes 7 – 30 days
★★★★★ 5.0
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Lamna

Online loans up to R50.000

R1K – R50K Interest from 60.00% Approval: 24 hours 1 – 12 months
★★★★★ 5.0
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Loan Finder

Online loans up to R300.000

R500 – R300K Interest from 5.00% Approval: 24 hours 1 – 7 years
★★★★★ 5.0
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FinChoice

Online loans up to R40.000

R500 – R40K Interest from 5.00% Approval: 24 hours 1 – 24 months
★★★★★ 5.0
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Real People

Online loans up to R120.000

R1K – R120K Interest from 5.00% Approval: 2 hours 1 – 48 months
★★★★★ 5.0
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OneDebt

Debt Consolidation

R2K – R300K Interest from 5.00% Approval: 24 hours 1 – 10 years
★★★★★ 5.0
Details Apply ad

Imperial Bank

Personal loans up to R300.000

R500 – R300K Interest from 10.00% Approval: 24 hours 12 – 72 months
★★★★★ 5.0
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Lime

Online loans up to R5.400

R300 – R5K Interest from 1.00% Approval: 5 minutes 5 – 35 days
★★★★★ 5.0
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Xcelsior

Online loans up to R250.000

R5K – R250K Interest from 36.00% Approval: 30 minutes 2 – 36 months
★★★★★ 5.0
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UBANK

Personal loans up to R300.000

R500 – R300K Interest from 10.00% Approval: 24 hours 12 – 72 months
★★★★★ 5.0
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Mafori

Online loans up to R10.000

R100 – R10K Interest from 12.00% Approval: 24 hours 1 – 12 months
★★★★☆ 4.0
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IEMAS

Online loans up to R200.000

R1K – R200K Interest from 34.85% Approval: 24 hours 9 – 60 months
★★★★★ 5.0
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