Cash Loans

        Cash Loans

Cash Loans

Cash instant loans are really popular but there are also some things you should avoid. How to choose the trustworthy provider?

R250 000
Loan amount R1 000 - R250 000
Interest 20 %
Maturity 6 - 84 months

Fast information

Properties of this loan

  • Online loans up to R250.000
  • Term 6 - 84 months

Loan terms

  • A copy of your I.D.
  • Your most recent monthly bank statements
  • A copy of your most recent pay slip
  • Proof of residence (not more than three months old)

About company

More information about the company Bayport Financial Services 2010 (Pty) Ltd.

Borrow from R1 000 with interest from the 20 % Get a loan
R4 000
Loan amount R500 - R4 000
Interest 18,6 %
Maturity 4 days - 6 months

Fast information

Properties of this loan

  • Online loans up to R4.000
  • Term 4 days - 6 months

Loan terms

  • A cellphone number
  • SA ID number
  • Bank account details
  • Most recent proof of income

About company

More information about the company Wonga Finance SA (Pty) Ltd.

Borrow from R500 with interest from the 18,6 % Get a loan
R150 000
Loan amount R1 000 - R150 000
Interest 10 %
Maturity 10 - 72 months

Fast information

Properties of this loan

  • Online loans up to R150.000
  • Term 10 - 72 months
  • Almost instant approval

Loan terms

  • You are 18 years of age or older
  • You are a citizen of South Africa
  • You have a fixed monthly income which is at least R1500 per month
  • You have a Bank Account in South Africa

About company

More information about the company EasyCashLoans

Borrow from R1 000 with interest from the 10 % Get a loan
R250 000
Loan amount R0 - R250 000
Interest 27,75 %
Maturity 12 - 60 months

Fast information

Properties of this loan

  • Online loans up to R250.000
  • Term 12 - 60 months
  • Cash in your account within 24 hours

Loan terms

  • Be 18 years or older
  • Have a valid SA ID or Drivers License
  • Have a bank account
  • Be employed and earn R2 000 or more per month
  • You will be required to provide proof of income documentation

About company

More information about the company Dial Direct Insurance Ltd

Borrow from R0 with interest from the 27,75 % Get a loan
R250 000
Loan amount R1 000 - R250 000
Interest 15 %
Maturity 12 - 60 months

Fast information

Properties of this loan

  • Online loans up to R250.000
  • Term 12 - 60 months
  • Cash in your account within 24 hours

Loan terms

  • Be 18 years or older
  • Have a valid SA ID or Drivers License
  • Have a bank account
  • Be employed and earn R2 000 or more per month
  • You will be required to provide proof of income documentation

About company

More information about the company Budget Insurance Company Ltd.

Borrow from R1 000 with interest from the 15 % Get a loan
R250 000
Loan amount R10 000 - R250 000
Interest 15 %
Maturity 7 - 72 months

Fast information

Properties of this loan

  • Online loans up to R250.000
  • Term 7 - 72 months
  • Cash in your account within 24 hours

Loan terms

  • Most recent proof of income, reflecting 3 salary deposits
  • You must be over 18 to apply for a Loan
  • Proof of residence not older than 3 months
  • Latest bank statement, reflecting 3 salary deposits

About company

More information about the company African Bank Limited

Borrow from R10 000 with interest from the 15 % Get a loan
R250 000
Loan amount R1 000 - R250 000
Interest 15 %
Maturity 12 - 60 months

Fast information

Properties of this loan

  • Online loans up to R250.000
  • Term 12 - 60 months
  • Cash in your account within 24 hours

Loan terms

  • Be 18 years or older
  • Have a valid SA ID or driver’s license
  • Have a bank account
  • Be employed and earn R2 000 or more per month
  • You will be required to provide proof of income documentation

About company

More information about the company 1Life Insurance Limited

Borrow from R1 000 with interest from the 15 % Get a loan

FNB

FNB  3
R300 000
Loan amount R1 000 - R300 000
Interest 13 %
Maturity 1 - 60 months

Fast information

Properties of this loan

  • Online loans up to R300.000
  • Term 1 - 60 months

Loan terms

  • You must be between the ages of 18 and 64
  • Be a permanent SA resident
  • Be permanently employed or self-employed
  • Your salary must be paid directly into your bank account

About company

More information about the company First National Bank

Borrow from R1 000 with interest from the 13 % Get a loan
R4 000
Loan amount R500 - R4 000
Interest 0,16 %
Maturity 7 - 56 days

Fast information

Properties of this loan

  • Online loans up to R4.000
  • Term 7 - 56 days

Loan terms

  • The borrower’s age should be in the range of 18 to 65 years
  • Users must pass a credit check
  • Requires a current email address
  • Provision of current contact number (for SMS) and bank details
  • Recent pay slips and Proof of address via document

About company

More information about the company GetBucks (Pty) Ltd

Borrow from R500 with interest from the 0,16 % Get a loan
R1 500
Loan amount R200 - R1 500
Interest 32,64 %
Maturity 3 - 31 days

Fast information

Properties of this loan

  • Online loans up to R1.500
  • Term 3 - 31 days
  • Easy online application

Loan terms

About company

More information about the company Bruxo Loans (Pty) Ltd

Borrow from R200 with interest from the 32,64 % Get a loan
R3 000
Loan amount R1 000 - R3 000
Interest 3 %
Maturity 1 - 31 days

Fast information

Properties of this loan

  • Online loans up to R3.000
  • Term 1 - 31 days
  • Easy application

Loan terms

  • You need to be a South African citizen and above 18 years of age
  • The Minimum Net Salary after deductions required to qualify for a loan is R10000

About company

More information about the company African Spear Trading 183 cc T/A Express Finance

Borrow from R1 000 with interest from the 3 % Get a loan
R8 000
Loan amount R500 - R8 000
Interest 19,5 %
Maturity 1 - 6 months

Fast information

Properties of this loan

  • Online loans up to R8.000
  • Term 1 - 6 months
  • Easy online application

Loan terms

  • If you’re a South African citizen (at least 18 years old) who isn’t under debt administration and has never applied for debt review, you can apply
  • You will need to provide us with a copy of your ID, your latest payslip, and your latest 3 months’ bank statements

About company

More information about the company Loanzie Pty (Ltd).

Borrow from R500 with interest from the 19,5 % Get a loan
R8 000
Loan amount R500 - R8 000
Interest 5 %
Maturity 1 - 31 days

Fast information

Properties of this loan

  • Online loans up to R8.000
  • Term 1 - 31 days
  • Multiple credit providers

Loan terms

  • Your ID documents
  • Proof of residence
  • Confirmation that you’ll have ongoing employment for the duration of the loan period

About company

More information about the company I M SOLTUIONS LLC

Borrow from R500 with interest from the 5 % Get a loan
R350 000
Loan amount R250 - R350 000
Interest 15 %
Maturity 1 day - 84 months

Fast information

Properties of this loan

  • Online loans up to R350.000
  • Term 1 day - 84 months

Loan terms

  • To earn a regular monthly income of at least R2 000 per month
  • To have a cheque account into which your monthly income is paid
  • To be 18 years or older

About company

More information about the company Absa Bank Ltd.

Borrow from R250 with interest from the 15 % Get a loan
R3 000
Loan amount R1 000 - R3 000
Interest 28 %
Maturity 3 - 6 months

Fast information

Properties of this loan

  • Online loans up to R3.000
  • Term 3 - 6 months
  • Easy online application

Loan terms

  • Be 18 years or older
  • Have a valid SA ID or driver’s license
  • Have a bank account

About company

More information about the company Low Budget Loans

Borrow from R1 000 with interest from the 28 % Get a loan
R200 000
Loan amount R500 - R200 000
Interest 5 %
Maturity 1 - 72 months

Fast information

Properties of this loan

  • Online loans up to R200.000
  • Term 1 - 72 months
  • Fast application, instant approval.

Loan terms

  • South African Citizen
  • Have a South African ID
  • Be permanently employed
  • Earn above R4,000 per month
  • Have a valid bank account

About company

More information about the company Money-Mouse Pty Ltd.

Borrow from R500 with interest from the 5 % Get a loan
R200 000
Loan amount R5 000 - R200 000
Interest 21,9 %
Maturity 2 - 6 years

Fast information

Properties of this loan

  • Online loans up to R200.000
  • Term 2 - 6 years
  • Easy online application

Loan terms

  • A copy of your green barcoded ID book or Smart ID card
  • Your last 3 months’ consecutive payslips or bank statements
  • Your bank account details (account into which your salary is paid)

About company

More information about the company Sanlam Group

Borrow from R5 000 with interest from the 21,9 % Get a loan
R150 000
Loan amount R100 - R150 000
Interest 34,9 %
Maturity 3 months - 6 years

Fast information

Properties of this loan

  • Online loans up to R150.000
  • Term 3 months - 6 years
  • Easy online application

Loan terms

  • If you are a South African citizen
  • Over 18 years of age
  • Employed and banked

About company

More information about the company Loans 4 Payday

Borrow from R100 with interest from the 34,9 % Get a loan
R150 000
Loan amount R1 000 - R150 000
Interest 34,9 %
Maturity 3 - 72 months

Fast information

Properties of this loan

  • Online loans up to R150.000
  • Term 3 - 72 months
  • Fast online application

Loan terms

  • SA citizen
  • +18 years old
  • Be employed

About company

More information about the company Save Money SA

Borrow from R1 000 with interest from the 34,9 % Get a loan
R80 000
Loan amount R2 000 - R80 000
Interest 10 %
Maturity 3 - 24 months

Fast information

Properties of this loan

  • Online loans up to R80.000
  • Term 3 - 24 months
  • Fast online application

Loan terms

  • You must be between the ages of 18 and more
  • Be a permanent SA resident
  • Be permanently employed or self-employed
  • Your salary must be paid directly into your bank account

About company

More information about the company Challenor® Finance

Borrow from R2 000 with interest from the 10 % Get a loan
R250 000
Loan amount R2 000 - R250 000
Interest 27,5 %
Maturity 6 - 72 months

Fast information

Properties of this loan

  • Online loans up to R250.000
  • Term 6 - 72 months
  • Fast online application

Loan terms

  • You must be employed under a permanent or fixed-term contract and not self-employed
  • You must earn at least R3 500 per month, paid electronically into your bank account
  • Your valid barcoded South African identity document or smart card ID
  • Your most recent payslip(s) for one month or your letter of employment if you are a contract worker
  • Your stamped bank statements for the last 3 months (reflecting your salary). If you bank with Nedbank, ABSA or Standard Bank, we will be able to arrange this on your behalf
  • Your proof of residence (not older than three months), such as a utility bill or any statement of account that has your name and physical address on it

About company

More information about the company Nedbank Ltd

Borrow from R2 000 with interest from the 27,5 % Get a loan
R3 000
Loan amount R500 - R3 000
Interest 3 %
Maturity 4 - 31 days

Fast information

Properties of this loan

  • Online loans up to R3.000
  • Term 4 - 31 days
  • Fast application

Loan terms

  • Your SA ID number
  • Your bank account
  • Your cell phone number
  • Your latest three (6) payslips
  • Your latest three (6) months bank statements showing your income

About company

More information about the company Westside Cash Connection (Pty) Ltd

Borrow from R500 with interest from the 3 % Get a loan
R500
Loan amount R100 - R500
Interest 16,5 %
Maturity 1 - 45 days

Fast information

Properties of this loan

  • Online loans up to R500
  • Term 1 - 45 days

Loan terms

  • You need to be over 18 years of age and less than 65 years old
  • Residing and employed in South Africa
  • With an active RSA bank account, plus your own email address and cell phone
  • Your credit rating will determine if there are any additional requirements
  • We do a quick assessment of your financial ability to repay a loan
  • So the results should give us an assurance of your ability to settle your debt when the time comes

About company

More information about the company Makanda Finance Ltd.

Borrow from R100 with interest from the 16,5 % Get a loan
R150 000
Loan amount R1 500 - R150 000
Interest 12,25 %
Maturity 12 - 60 months

Fast information

Properties of this loan

  • Online loans up to R150.000
  • Term 12 - 60 months
  • Multiple loan providers

Loan terms

  • South African ID
  • Be over 18 years of age
  • Earn an income of R3 000 p/m or more
  • Have a bank account
  • Have a cell phone number

About company

More information about the company Total Finance

Borrow from R1 500 with interest from the 12,25 % Get a loan
R2 500
Loan amount R100 - R2 500
Interest 36 %
Maturity 30 - 60 days

Fast information

Properties of this loan

  • Online loans up to R2.500
  • Term 30 - 60 days
  • Online application

Loan terms

  • Age – 18 Years or Above
  • South African Citizen
  • Must have a Bank Account
  • Have a Permanent Employment

About company

More information about the company Fak'Imali Cash Loans Trading as Matotololo Group (Pty) Ltd

Borrow from R100 with interest from the 36 % Get a loan
R20 000
Loan amount R500 - R20 000
Interest 17 %
Maturity 1 - 90 days

Fast information

Properties of this loan

  • Online loans up to R2.000
  • Term 1 - 90 days
  • Easy online application

Loan terms

  • Copy of your ID Number
  • Cellphone number
  • Bank account
  • Latest three months bank statements and most recent payslip

About company

More information about the company HMT Loans CC

Borrow from R500 with interest from the 17 % Get a loan
R150 000
Loan amount R500 - R150 000
Interest 10,25 %
Maturity 12 - 60 months

Fast information

Properties of this loan

  • Online loans up to R150.000
  • Term 12 - 60 months
  • Individual financial plan

Loan terms

  • Have and Identity Document of the Republic of South Africa
  • Be over 18 years old

About company

More information about the company Cube Finance

Borrow from R500 with interest from the 10,25 % Get a loan
R250 000
Loan amount R100 - R250 000
Interest 28 %
Maturity 2 - 60 months

Fast information

Properties of this loan

  • Online loans up to R250.000
  • Term 2 - 60 months
  • High approval rate
  • Use for any purpose

Loan terms

  • You must be 18 years or older
  • Must have a regular form of income in order to apply for a loan

About company

More information about the company Triple Eight Media (PTY) Ltd

Borrow from R100 with interest from the 28 % Get a loan
R150 000
Loan amount R1 000 - R150 000
Interest 29 %
Maturity 6 - 60 months

Fast information

Properties of this loan

  • Online loans up to R150.000
  • Term 6 - 60 months
  • Multiple credit providers

Loan terms

  • You need to be between the ages of 18 to 65
  • You need to be employed at your current employer for a minimum of three (3) months
  • You need to earn a gross salary of R3,000 monthly
  • You need to have your own bank account where your salary is paid into

About company

More information about the company SA Cash Loans

Borrow from R1 000 with interest from the 29 % Get a loan

        Cash Loans

They say "numbers don't lie”. Here are some numbers that you might want to consider: 2 in every 5 people worldwide have experienced some form of fraudulent event in their lives. If you think that's scary, here is another one: 55% of businesses worldwide have seen an increase in losses related to online fraud since 2017. It's absolutely normal that these figures would give you pause especially if you have been considering applying for fast cash loans online.

All these are questions that any normal adult would ask themselves before dealing with something as sensitive as sharing your private data to get money. So, should you trust companies that offer cash loans online?

How to Avoid Untrustworthy Lenders Online

Yes, there are instant loan companies out there that are less than scrupulous. That, however, doesn't mean that you should paint the entire industry with the same shady brush. By learning how to find and deal with the best online lending companies, you give yourself a better chance to not only get the best instant cash loan rates but also to keep your records secure. Here are some tips on how to detect and avoid untrustworthy lenders online:

They are not Easy to Contact

Anyone in the service industry should be easy to contact. You are, after all, who they are after. If you find that the lender you are dealing with doesn't have a phone number, an email or a chat board that you can use to instantly get access to a customer service representative then you should think twice.

The Loan Terms Aren’t Clear

Lending companies know that their entire business depends on your servicing the loan as per the stipulated terms. They therefore make those terms as clear and as prominent as possible. Companies with unclear loan terms tend to fall under the "scam" category.

You Can't Find Reviews or Ratings Online

Any online lending company worth its salt will have some kind of presence online. This means that they will have reviews, complaints or compliments from people who have used them before you. If you find that there is virtually no record of the company online except for it's website, you might want to think again.

The Terms Are Too Good

No one is going to give you a loss making loan. By simply using their online cash loans calculator, you should be able to immediately tell how much the loan is going to cost you in the long run. If the deal seems too good to be true, maybe it is too good to be true.

Every online lender wants to distinguish themselves as trustworthy and you will immediately see their efforts towards that eventuality. If not, then maybe you should run for the hills.


Cash Loans rating: 4.5/5 from 21 votes.

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The company is not the provider of any financial product.

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