Instant Loans

        Instant Loans

If this will be your first instant loan application, here is all you need to know about this facility.

R300 000
Loan amount R500 - R300 000
Interest 10,25 %
Maturity 12 - 72 months

Fast information

Properties of this loan

  • Personal loans up to R300.000
  • Term 12 - 72 months

Loan requirements

  • SA ID number
  • Proof of residence not older than 3 months
  • 1 month's payslip
  • Last 3 months’ bank statements, if you don't bank with us

About company

More information about the company Standard Bank

Borrow from R500 with interest from the 10,25 % Moread
R4 000
Loan amount R500 - R4 000
Interest 18,6 %
Maturity 4 days - 6 months

Fast information

Properties of this loan

  • Online loans up to R4.000
  • Term 4 days - 6 months

Loan requirements

  • A cellphone number
  • SA ID number
  • Bank account details
  • Most recent proof of income

About company

More information about the company Wonga Finance SA (Pty) Ltd.

Borrow from R500 with interest from the 18,6 % Moread
R250 000
Loan amount R1 000 - R250 000
Interest 20 %
Maturity 6 - 84 months

Fast information

Properties of this loan

  • Online loans up to R250.000
  • Term 6 - 84 months

Loan requirements

  • A copy of your I.D.
  • Your most recent monthly bank statements
  • A copy of your most recent pay slip
  • Proof of residence (not more than three months old)

About company

More information about the company Bayport Financial Services 2010 (Pty) Ltd.

Borrow from R1 000 with interest from the 20 % Moread
R4 000
Loan amount R100 - R4 000
Interest 24,31 %
Maturity 2 - 36 days

Fast information

Properties of this loan

  • Online loans up to R4.000
  • Term 2 - 36 days

Loan requirements

  • Phone number
  • E-mail
  • ID number

About company

More information about the company Boodle (Pty) Ltd.

Borrow from R100 with interest from the 24,31 % Moread
R250 000
Loan amount R0 - R250 000
Interest 27,75 %
Maturity 12 - 60 months

Fast information

Properties of this loan

  • Online loans up to R250.000
  • Term 12 - 60 months
  • Cash in your account within 24 hours

Loan requirements

  • Be 18 years or older
  • Have a valid SA ID or Drivers License
  • Have a bank account
  • Be employed and earn R2 000 or more per month
  • You will be required to provide proof of income documentation

About company

More information about the company Dial Direct Insurance Ltd

Borrow from R0 with interest from the 27,75 % Moread
R200 000
Loan amount R2 000 - R200 000
Interest 27,5 %
Maturity 1 - 84 months

Fast information

Properties of this loan

  • Online loans up to R200.000
  • Term 1 - 84 months

Loan requirements

  • You need to be at least 18 years old
  • You need to be earning at least R2 500 per month
  • The term of your loan must end before you turn 60 years of age

About company

More information about the company Old Mutual Finance (RF) (Pty) Ltd

Borrow from R2 000 with interest from the 27,5 % Moread
R5 000
Loan amount R500 - R5 000
Interest 5 %
Maturity 1 - 31 days

Fast information

Properties of this loan

  • Online loans up to R5.000
  • Term 1 - 31 days

Loan requirements

  • Presence of client ID
  • Current account number in an African bank
  • Mobile phone number of one of the SA operators
  • Minimum application criteria
  • Employment document for debt cash

About company

More information about the company MPOWA Finance (Pty) Ltd.

Borrow from R500 with interest from the 5 % Moread
R150 000
Loan amount R1 000 - R150 000
Interest 10 %
Maturity 6 - 60 months

Fast information

Properties of this loan

  • Professional financial advice and tips to improve your score
  • Complimentary loan assist service of up to R150,000 cash

Loan requirements

  • Be 18 years or older
  • Have a valid SA ID or Drivers License
  • Have a bank account

About company

More information about the company Credit Gain Services (Pty)

Borrow from R1 000 with interest from the 10 % Moread
R200 000
Loan amount R10 000 - R200 000
Interest 2 %
Maturity 1 - 10 years

Fast information

Properties of this loan

  • Online loans up to R200.000
  • Term 1 - 10 years
  • Easy online application

Loan requirements

  • Have and Identity Document of the Republic of South Africa
  • Be over 18 years old

About company

More information about the company EC Loans

Borrow from R10 000 with interest from the 2 % Moread

Udu

Udu  4
R150 000
Loan amount R4 000 - R150 000
Interest 41,94 %
Maturity 12 - 60 months

Fast information

Properties of this loan

  • Online loans up to R150.000
  • Term 12 - 60 months

Loan requirements

  • Your ID documents
  • Proof of residence

About company

More information about the company Transaction Capital Recoveries (Pty) Ltd

Borrow from R4 000 with interest from the 41,94 % Moread
R200 000
Loan amount R5 000 - R200 000
Interest 21,9 %
Maturity 2 - 6 years

Fast information

Properties of this loan

  • Online loans up to R200.000
  • Term 2 - 6 years
  • Easy online application

Loan requirements

  • A copy of your green barcoded ID book or Smart ID card
  • Your last 3 months’ consecutive payslips or bank statements
  • Your bank account details (account into which your salary is paid)

About company

More information about the company Sanlam Group

Borrow from R5 000 with interest from the 21,9 % Moread
R150 000
Loan amount R1 000 - R150 000
Interest 34,9 %
Maturity 3 - 72 months

Fast information

Properties of this loan

  • Online loans up to R150.000
  • Term 3 - 72 months
  • Fast online application

Loan requirements

  • SA citizen
  • +18 years old
  • Be employed

About company

More information about the company Save Money SA

Borrow from R1 000 with interest from the 34,9 % Moread
R500
Loan amount R100 - R500
Interest 16,5 %
Maturity 1 - 45 days

Fast information

Properties of this loan

  • Online loans up to R500
  • Term 1 - 45 days

Loan requirements

  • You need to be over 18 years of age and less than 65 years old
  • Residing and employed in South Africa
  • With an active RSA bank account, plus your own email address and cell phone
  • Your credit rating will determine if there are any additional requirements
  • We do a quick assessment of your financial ability to repay a loan
  • So the results should give us an assurance of your ability to settle your debt when the time comes

About company

More information about the company Makanda Finance Ltd.

Borrow from R100 with interest from the 16,5 % Moread
R75 000
Loan amount R2 000 - R75 000
Interest 10 %
Maturity 12 - 60 months

Fast information

Properties of this loan

  • Online loans up to R75.000
  • Term 12 - 60 months
  • Fast online application

Loan requirements

  • Be 18 years of age or older
  • Have a valid South African ID
  • Earn at least R2,000 per month
  • Latest 3 payslips or the last three months' bank statements
  • Have a bank account in your name

About company

More information about the company Woolworths Financial Services (Pty) Ltd

Borrow from R2 000 with interest from the 10 % Moread
R150 000
Loan amount R1 500 - R150 000
Interest 12,25 %
Maturity 12 - 60 months

Fast information

Properties of this loan

  • Online loans up to R150.000
  • Term 12 - 60 months
  • Multiple loan providers

Loan requirements

  • South African ID
  • Be over 18 years of age
  • Earn an income of R3 000 p/m or more
  • Have a bank account
  • Have a cell phone number

About company

More information about the company Total Finance

Borrow from R1 500 with interest from the 12,25 % Moread
R150 000
Loan amount R5 000 - R150 000
Interest 27,5 %
Maturity 1 - 6 years

Fast information

Properties of this loan

  • Online loans up to R150.000
  • Term 1 - 6 years
  • Fast application

Loan requirements

  • You need to be a South African citizen and above 18 years of age
  • You also need to be employed and have a valid bank account

About company

More information about the company Hippo Comparative Services (Pty) Ltd

Borrow from R5 000 with interest from the 27,5 % Moread
R250 000
Loan amount R80 000 - R250 000
Interest 12,9 %
Maturity 1 – 84 months

Fast information

Properties of this loan

  • Online loans up to R250.000
  • Term 1 – 84 months
  • Fast online application

Loan requirements

  • The minimum age to use our service is 18
  • Must be a current resident of South Africa
  • Need an active South African bank account to allow the money to be transferred to you
  • Have to be a current resident of South Africa

About company

More information about the company Virgin Money South Africa (Proprietary) Limited

Borrow from R80 000 with interest from the 12,9 % Moread
R50 000
Loan amount R1 000 - R50 000
Interest 60 %
Maturity 1 - 12 months

Fast information

Properties of this loan

  • Online loans up to R50.000
  • Term 1 - 12 months

Loan requirements

  • You must be between the ages of 18 and more
  • Be the SA resident
  • Your salary must be paid directly into your bank account

About company

More information about the company Lamna Financial

Borrow from R1 000 with interest from the 60 % Moread
R300 000
Loan amount R500 - R300 000
Interest 5 %
Maturity 1 - 7 years

Fast information

Properties of this loan

  • Online loans up to R300.000
  • Term 1 - 7 years

Loan requirements

About company

More information about the company Loans Finder

Borrow from R500 with interest from the 5 % Moread
R15 000
Loan amount R1 000 - R15 000
Interest 7 %
Maturity 6 - 18 months

Fast information

Properties of this loan

  • Online loans up to R15.000
  • Term 6 - 18 months

Loan requirements

  • Original SA ID
  • 2 months latest payslips
  • 3 months latest bank statements

About company

More information about the company Bruma Finance (Pty) Ltd

Borrow from R1 000 with interest from the 7 % Moread
R300 000
Loan amount R500 - R300 000
Interest 10 %
Maturity 12 - 72 months

Fast information

Properties of this loan

  • Personal loans up to R300.000
  • Term 12 - 72 months

Loan requirements

  • SA ID number
  • Proof of residence not older than 3 months
  • 1 month's payslip

About company

More information about the company Imperial Credit Bank

Borrow from R500 with interest from the 10 % Moread
R5 400
Loan amount R300 - R5 400
Interest 1 %
Maturity 5 - 35 days

Fast information

Properties of this loan

  • Online loans up to R5.400
  • Term 5 - 35 days

Loan requirements

  • Have and Identity Document of the Republic of South Africa
  • Be over 18 years old
  • Have a South African bank account and access to the internet

About company

More information about the company Lime Loans South Africa Proprietary Limited

Borrow from R300 with interest from the 1 % Moread
R250 000
Loan amount R5 000 - R250 000
Interest 36 %
Maturity 2 - 36 months

Fast information

Properties of this loan

  • Online loans up to R250.000
  • Term 2 - 36 months

Loan requirements

  • Presence of client ID
  • Current account number in an African bank
  • Minimum application criteria

About company

More information about the company XCELSIOR

Borrow from R5 000 with interest from the 36 % Moread
R300 000
Loan amount R500 - R300 000
Interest 10 %
Maturity 12 - 72 months

Fast information

Properties of this loan

  • Personal loans up to R300.000
  • Term 12 - 72 months

Loan requirements

  • Copy of your ID Number
  • Cellphone number
  • Bank account

About company

More information about the company Ubank Limited

Borrow from R500 with interest from the 10 % Moread
R2 500
Loan amount R500 - R2 500
Interest 20 %
Maturity 1 - 3 months

Fast information

Properties of this loan

  • Online loans up to R2.500
  • Term 1 - 3 months

Loan requirements

  • 3 months up to date bank statements
  • Latest payslip
  • ID copy

About company

More information about the company Group X Technology

Borrow from R500 with interest from the 20 % Moread
R50 000
Loan amount R500 - R50 000
Interest 10 %
Maturity 1 – 24 months

Fast information

Properties of this loan

  • Online loans up to R50.000
  • Term 1 – 24 months
  • Fast application

Loan requirements

  • Have and Identity Document of the Republic of South Africa
  • Be over 18 years old

About company

More information about the company EKASI BUCKS ECOSYSTEM (Pty) Ltd

Borrow from R500 with interest from the 10 % Moread
R250 000
Loan amount R10 000 - R250 000
Interest 27,5 %
Maturity 12 - 72 months

Fast information

Properties of this loan

  • Online loans up to R200.000
  • Term 12 - 72 months

Loan requirements

  • A South African ID
  • A minimum income of R4,000 per month
  • You will also need to pass a credit check
  • You must not be undergoing debt counselling

About company

More information about the company Olico

Borrow from R10 000 with interest from the 27,5 % Moread

        Instant Loans

A medical emergency, an urgent home improvement project, or a sudden car break down… A lot could go wrong when you least expect it. Such is life. Now imagine these events occurring when you barely have enough money to get you over to the next payday. Yes, applying for a loan is an option, but with credit checks, employment status verification and so on, most loans will take time. Your best option in such situations? You guessed it. An instant loan.

What Is an Instant Loan?

Traditional loans may take days to weeks to go through. With an instant cash loan, your loan is processed and approved within 48 hours.

Benefits of Instant Loans

Instant loans have several advantages. Here are the main ones.

They are fast

The major benefits of an instant loan is the timeline. When in a pressing situation, your primary concern is how quickly you can get the cash. While these loans are unlikely to be disbursed within an hour, their timelines are much more favorable as compared to conventional bank loans.

They have an easy application process

Instant online loans, are extremely convenient. Their main requirement is being a South African citizen of a legal age. Different lenders also set a minimum monthly income. You will fill a simple application form online and submit it. The financier will then verify what you have sent before approving your loan. Once it’s approved, the lender will send you an offer via email. If you accept the loan terms, then your funds are disbursed to your account immediately.

Keep in mind: the offer you sign is abinding document. Therefore, ensure to read and understand its contents before submission.

Repayment terms

Most short term loans, for example pawnshop lawns and payday loans offer extremely short repayment terms. With instant loans, the typical payment schedule is 1 to 6 months. Depending on your financial position, you are able to pick a favorable time frame. Most lender platforms will also provide an instant loans calculator. Use this calculator to help you combine a loan amount with manageable repayment installments.

Convenientoperating hours

You can apply for an instant loan at any time-day or night. Online lenders are not limited to traditional banking hours. This allows you to make your application at a time most convenient for you.

The borrower has control

An instant loan financier does not require information on how you intend to use your funds. Business loans, mortgages and auto loans restrict funds to a specific use. With an instant loan however, you can use your funds to do anything you like.

Moving Forward…

Borrowing instant cash loans from time to time can get expensive. In time, strive to develop a saving culture where you start a savings account to bail you out on rainy days. It might be hard at first, but you will find that watching your money grow will incentivize you to keep going.


Instant Loans rating: 4.5/5 from 20 votes.
Lincoln Ndirangu Lincoln Ndirangu(LinkedIn)
Lincoln Ndirangu is a professional freelance web copywriter based in Nairobi, Kenya. For over 7 years, writing for the web and engaging the online audience has been primary focus and passion.More information...

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