Loan R500K – compare offers

Need a loan for R500,000 and would like to have the option to select between a bank and non-bank institution? Comparing loans of different value, whether it ranges can make it easier to determine what you may need either immediately or in the near future. Maybe you require a smaller loan that has 0% interest and would take up to 30 days to reimburse?

Clear filter
Lender Amount Interest from Term Approval Rating Action
R20K – R5.0M 2.00% to 6.00% 6 – 12 months 24 hours 5.0 Details Apply ad
R50K – R500K 11.50% to 18.00% 12 – 72 months 48 hours 5.0 Details Apply ad
R5K – R3.0M 3.00% to 8.00% 3 – 18 months 24 hours 4.0 Details Apply ad
R10K – R500K 5.00% to 5.00% 1 – 10 years 24 hours 4.0 Details Apply ad
R70K – R10.0M 6.00% to 6.00% 6 – 72 months 24 hours 5.0 Details Apply ad
R70K – R10.0M 7.00% to 7.00% 6 – 72 months 24 hours 4.0 Details Apply ad

Example monthly repayments for loan R500,000

3 months R191,667/month Total: R575,000
6 months R108,333/month Total: R650,000
12 months R66,667/month Total: R800,000
18 months R52,778/month Total: R950,000
24 months R45,833/month Total: R1,100,000
36 months R38,889/month Total: R1,400,000

* Example at 5% monthly interest rate. Actual repayment depends on the lender's offer. Check exact terms with the chosen lender.

Compare loans up to R500,000 in South Africa

Do you need a loan of R500,000? We have the solution for you. You can easily compare companies which provide R500,000 loans with our South African comparator.

What kind of loans can you find in South Africa?

In South Africa there are many types of different loans. They are divided based on speed of approval — loans in minutes, loans in a few hours, or loans in 24 hours. You also need to know what your possibilities are to get a loan. It is much easier to get a R500,000 loan if you are not blacklisted or have collateral. There are several providers who can lend you R500,000 without collateral or even if you are blacklisted, but it will be quite hard or you won't get as good an interest rate as you could with a secured loan. Always compare the total amount payable — with a longer term the monthly repayment is lower, but you pay significantly more interest overall.