Dialdirect – online loan South Africa
Online loans up to R250.000
Amount
R500 – R250K
Interest from
27.75%
Term
12 – 60 months
Approval
24 hours
Applying does not commit you to a loan agreement.
Screenshot of https://www.dialdirect.co.za
How to apply for Dialdirect loan
- Select Your loan amount
- Complete a quick form
- Apply
Quick overview
- Amount, R1.000 - R250.000
- Term, 12 - 60 months
Loan example
| Amount | Fee | Total payment | Term |
|---|---|---|---|
| R1.000 | R752 | R1.752 | 12 months |
| R24.000 | R13.152 | R27.152 | 24 months |
| R50.000 | R34.600 | R84.600 | 36 months |
Loan example
Loan repayment terms range from 12 months to 60 months. The maximum interest rate with regards to Dialdirect Personal Loan* is 27.75% per annum (compounded monthly). Your rate and initiation fee will be determined according to your personal risk profile. An illustrative example of a loan at an interest rate of 27.75% would be: Loan amount of R7,500 borrowed for 24 months. Annual Interest Rate: 27.75%. Initiation fee (charged upfront): R936. Monthly service fee: R69 Total Amount payable: R13 338.Monthly instalment amount: R556.
Video review
Loan requirements
- ✓ Be 18 years or older
- ✓ Have a valid SA ID or Drivers License
- ✓ Have a bank account
- ✓ Be employed and earn R2 000 or more per month
- ✓ You will be required to provide proof of income documentation
Loan features
- Online loans up to R250.000
- Term 12 - 60 months
- Cash in your account within 24 hours
Frequently asked questions
24 hours after submitting your application.
The minimum amount at Dialdirect is R500.