Capitec – loan application

4.0 / 5  (416 reviews)
Maximum amount R250,000
Interest from 12.90%
Term 1 – 84 months
Your money in 24 hours
Apply on official Capitec website ad

Application does not commit you to a loan agreement. Loan is approved by Capitec according to their terms.

Screenshot of https://www.capitecbank.co.za/, operated by: Capitec Bank Ltd., used under legitimate licence.

Capitec screenshot

Contact

Company Capitec Bank Ltd.
Address 10 Quantum Road, Techno Park, Stellenbosch, 7600

Capitec – repayment table

Estimated monthly repayments at 12.90% monthly interest. Actual terms confirmed upon approval.

Amount \ Term 1 months 3 months 6 months 12 months 18 months 24 months
R100,000 R112,900 R46,233 R29,567 R21,233 R18,456 R17,067
R200,000 R225,800 R92,467 R59,133 R42,467 R36,911 R34,133

Representative example

Loan amount R130,000
Repayment term 12 months
Monthly interest 12.90%
Monthly repayment R27,603
Total interest costs R201,240
Total amount payable R331,240

* Example is for illustration only. Actual terms are confirmed upon loan approval.

Quick overview

Loan amount R10K – R250K
Term 1 – 84 months
Interest from 12.90%
Approval 24 hours
Age 24 hours
Online application Yes

Requirements

  • ✓ Original identification document (must be 18 years or older). If your name and/or surname differs from your identification document, a marriage certificate, divorce court order or name
  • ✓ change letter will be required
  • ✓ Latest salary slip
  • ✓ Any original bank statement showing your latest 3 consecutive salary deposits into an account in your name (an over-the-counter bank statement must be stamped)

Loan features

  • Online loans up to R250.000
  • Term 1 - 84 months
  • Easy online application