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CreditGenie – online loan South Africa

5.0 / 5 (510 reviews)

Professional financial advice and tips to improve your score

Amount R1K – R150K
Interest from 10.00%
Term 6 – 60 months
Approval 24 hours
Apply for loan ad

Applying does not commit you to a loan agreement.

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How to apply for CreditGenie loan

  1. Complete a quick form
  2. Apply

Quick overview

  • Amount, R1.000 - R150.000
  • Term, 6 - 60 months

Loan example

Amount Fee Total payment Term
R3.000 R1.189.78 R4.189.78 6 months

Loan example

Loan amount R3.000, repayment term 6 months, monthly repayment 696.07, total repayment R4 189.78, initiation fee R416.1, monthly fee R68.4, interest 3%, APR 124%.

Loan requirements

  • ✓ Be 18 years or older
  • ✓ Have a valid SA ID or Drivers License
  • ✓ Have a bank account

Loan features

  • Professional financial advice and tips to improve your score
  • Complimentary loan assist service of up to R150,000 cash

Frequently asked questions

24 hours after submitting your application.

The minimum amount at CreditGenie is R1,000.