Cube Finance logo

Cube Finance – online loan South Africa

4.0 / 5 (305 reviews)

Online loans up to R150.000

Amount R500 – R150K
Interest from 10.25%
Term 12 – 60 months
Approval 10 minutes
⚠️

Cube Finance no longer appears to be operating in South Africa. The website does not respond and we recommend comparing alternative NCR-registered lenders below.

Cube Finance screenshot

Screenshot of https://www.cubefinance.co.za/

How to apply for Cube Finance loan

  1. Fill out an online form
  2. Enter the mobile phone number
  3. Enter your personal SA Identity document number
  4. Credit card number
  5. Provide proof of solvency (any certificate or statement of income)

Quick overview

  • Amount, R500 - R150.000
  • Term, 12 - 60 months
  • Age: 18 + years

Loan example

Amount Fee Total payment Term
R20.000 R10.234 R30.234 24 months

Loan example

Nett Loan Amount: R20 000.00 | Term: 24 months. Interest Rates: *Actual interest rate subject to risk and affordability assessment. Min: 10.25% = R 1,060.52 monthly instalment with a total repayment amount of R 25,453.00. Max: 27.75% = R 1,259.76 monthly instalment with a total repayment amount of R 30,234.00. Additional fees: Initiation fee of R299. Monthly admin fee: R78

Loan requirements

  • ✓ Have and Identity Document of the Republic of South Africa
  • ✓ Be over 18 years old

Loan features

  • Online loans up to R150.000
  • Term 12 - 60 months
  • Individual financial plan

Frequently asked questions

10 minutes after submitting your application.

The minimum amount at Cube Finance is R500.