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IEMAS – online loan South Africa

5.0 / 5 (417 reviews)

Online loans up to R200.000

Amount R1K – R200K
Interest from 34.85%
Term 9 – 60 months
Approval 24 hours
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Applying does not commit you to a loan agreement.

IEMAS screenshot

Screenshot of http://www.iemasfinancialservices.co.za

How to apply for IEMAS loan

  1. Complete online process
  2. Review your loan offer
  3. Accept and get funds

Quick overview

  • Amount, R1.000 - R200.000
  • Term, 9 - 60 months
  • Age: 18 + years

Loan example

Amount Fee Total payment Term
R15.000 R7.717 R22.717 15 months

Loan example

Assumed borrowing of R15,000 over 15 months at a fixed rate of 28% per annum and a fee of R68.40 per month and initiation fee of R1,197 would result in a representative rate of 68% APR (fixed). The total amount repayable is R22,717.

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Loan requirements

  • ✓ ID or a certified copy of your ID
  • ✓ Three latest pay-slips
  • ✓ One month’s bank statement
  • ✓ Proof of residential address
  • ✓ Affordability assessment

Loan features

  • Online loans up to R200.000
  • Term 9 - 60 months

Frequently asked questions

24 hours after submitting your application.

The minimum amount at IEMAS is R1,000.