Xcelsior – online loan South Africa
Online loans up to R250.000
Amount
R5K – R250K
Interest from
36.00%
Term
2 – 36 months
Approval
30 minutes
⚠️
Xcelsior no longer appears to be operating in South Africa. The website does not respond and we recommend comparing alternative NCR-registered lenders below.
Screenshot of https://www.xcelsiorloans.co.za
How to apply for Xcelsior loan
- Complete the online application form and we will call you to begin the process
- They quickly assess the asset(s) that you intend to put up as collateral to determine the loan amount available to you
- Upon approval immediate payment is made via EFT allowing you immediate access to the funds you need urgently. No red tape, or delays
Quick overview
- Amount, R5.000 - R250.000
- Term, 2 - 36 months
- Age: 18 + years
Loan example
| Amount | Fee | Total payment | Term |
|---|---|---|---|
| R2.500 | R830.20 | R3.330.20 | 3 months |
Loan example
Nett loan amount, R 2 500.00, term 3 months, APR (Annual Percentage Rate) 60%, initiation fee of R250, monthly service fee of R68.40. Monthly instalment R1 110.07 and total amount payable of R3 330.20.
Video review
Loan requirements
- ✓ Presence of client ID
- ✓ Current account number in an African bank
- ✓ Minimum application criteria
Loan features
- Online loans up to R250.000
- Term 2 - 36 months
Frequently asked questions
30 minutes after submitting your application.
The minimum amount at Xcelsior is R5,000.