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Independent comparison of loans

  • Bank loans up to R500.000
  • Non-bank loans up R250.000
  • No scams, no hidden fees

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A list of certified companies for November 2019

Do you need to borrow money quickly, but don’t want to trap yourself? Compare verified loans through our independent graders. Company loans are quick, free and within minutes you can filter out the right loan to meet your requirements.

Comparison of non-bank loans

Do not want to circulate branches and still need to find out which loan is best for you? Our free online comparison online loan is ideal solution for you.

R50 000
Loan amount R1 000 - R50 000
Interest 79 %
Maturity 6 - 24 months

Fast information

Properties of this loan

  • Online loans up to R50.000
  • Term 6 - 24 months

Loan terms

  • A valid SA ID
  • 3 latest payslips or 3 latest bank statements
  • Must be permanently employed and earning a monthly salary
  • A valid cell phone number
  • A valid SA bank account
  • Must be 18 years or older

About company

More information about the company Capfin SA (Pty) Ltd

Borrow from R1 000 with interest from the 79 % Get a loan

RCS

RCS  4
R250 000
Loan amount R2 000 - R250 000
Interest 15 %
Maturity 12 - 60 months

Fast information

Properties of this loan

  • Online loans up to R150.000
  • Term 12 - 60 months
  • Decision in seconds
  • Cash in your account within 24 hours

Loan terms

  • You must be 18 years old and older
  • You must have a South African ID
  • You must earn a minimum of R2000 a month
  • You must hold a bank account
  • You will be required to provide proof of income documentation

About company

More information about the company RCS Group

Borrow from R2 000 with interest from the 15 % Get a loan
R80 000
Loan amount R2 000 - R80 000
Interest 10 %
Maturity 3 - 24 months

Fast information

Properties of this loan

  • Online loans up to R80.000
  • Term 3 - 24 months
  • Fast online application

Loan terms

  • You must be between the ages of 18 and more
  • Be a permanent SA resident
  • Be permanently employed or self-employed
  • Your salary must be paid directly into your bank account

About company

More information about the company Challenor® Finance

Borrow from R2 000 with interest from the 10 % Get a loan
R250 000
Loan amount R2 000 - R250 000
Interest 27,5 %
Maturity 6 - 72 months

Fast information

Properties of this loan

  • Online loans up to R250.000
  • Term 6 - 72 months
  • Fast online application

Loan terms

  • You must be employed under a permanent or fixed-term contract and not self-employed
  • You must earn at least R3 500 per month, paid electronically into your bank account
  • Your valid barcoded South African identity document or smart card ID
  • Your most recent payslip(s) for one month or your letter of employment if you are a contract worker
  • Your stamped bank statements for the last 3 months (reflecting your salary). If you bank with Nedbank, ABSA or Standard Bank, we will be able to arrange this on your behalf
  • Your proof of residence (not older than three months), such as a utility bill or any statement of account that has your name and physical address on it

About company

More information about the company Nedbank Ltd

Borrow from R2 000 with interest from the 27,5 % Get a loan
R3 000
Loan amount R500 - R3 000
Interest 3 %
Maturity 4 - 31 days

Fast information

Properties of this loan

  • Online loans up to R3.000
  • Term 4 - 31 days
  • Fast application

Loan terms

  • Your SA ID number
  • Your bank account
  • Your cell phone number
  • Your latest three (6) payslips
  • Your latest three (6) months bank statements showing your income

About company

More information about the company Westside Cash Connection (Pty) Ltd

Borrow from R500 with interest from the 3 % Get a loan

Comparison of bank loans

Choose the right bank loan with the lowest interest rate and the most favorable conditions. Take your time to compare the offers dozens of bank and ask for the right online from the comfort of your own home.

R250 000
Loan amount R1 000 - R250 000
Interest 20 %
Maturity 6 - 84 months

Fast information

Properties of this loan

  • Online loans up to R250.000
  • Term 6 - 84 months

Loan terms

  • A copy of your I.D.
  • Your most recent monthly bank statements
  • A copy of your most recent pay slip
  • Proof of residence (not more than three months old)

About company

More information about the company Bayport Financial Services 2010 (Pty) Ltd.

Borrow from R1 000 with interest from the 20 % Get a loan
R4 000
Loan amount R500 - R4 000
Interest 18,6 %
Maturity 4 days - 6 months

Fast information

Properties of this loan

  • Online loans up to R4.000
  • Term 4 days - 6 months

Loan terms

  • A cellphone number
  • SA ID number
  • Bank account details
  • Most recent proof of income

About company

More information about the company Wonga Finance SA (Pty) Ltd.

Borrow from R500 with interest from the 18,6 % Get a loan
R250 000
Loan amount R1 000 - R250 000
Interest 27,75 %
Maturity 12 - 60 months

Fast information

Properties of this loan

  • Online loans up to R250.000
  • Term 12 - 60 months

Loan terms

  • Be 18 years or older
  • Have a valid SA ID or Drivers License
  • Be employed and earn R2 000 or more per month
  • You will be required to provide proof of income documentation

About company

More information about the company RCS

Borrow from R1 000 with interest from the 27,75 % Get a loan
R250 000
Loan amount R0 - R250 000
Interest 27,75 %
Maturity 12 - 60 months

Fast information

Properties of this loan

  • Online loans up to R250.000
  • Term 12 - 60 months
  • Cash in your account within 24 hours

Loan terms

  • Be 18 years or older
  • Have a valid SA ID or Drivers License
  • Have a bank account
  • Be employed and earn R2 000 or more per month
  • You will be required to provide proof of income documentation

About company

More information about the company Dial Direct Insurance Ltd

Borrow from R0 with interest from the 27,75 % Get a loan
R250 000
Loan amount R1 000 - R250 000
Interest 15 %
Maturity 12 - 60 months

Fast information

Properties of this loan

  • Online loans up to R250.000
  • Term 12 - 60 months
  • Cash in your account within 24 hours

Loan terms

  • Be 18 years or older
  • Have a valid SA ID or Drivers License
  • Have a bank account
  • Be employed and earn R2 000 or more per month
  • You will be required to provide proof of income documentation

About company

More information about the company Budget Insurance Company Ltd.

Borrow from R1 000 with interest from the 15 % Get a loan

Do you need to borrow money for new furnishings of your home, for a holiday or unexpected expenses? But you are not sure whether or not to borrow from a bank or non-bank institution? Comparing loans and credits in the event that you are considering a loan is necessary as this will help if you don’t know the conditions in which the loan is made. Comparing loans and credit will help you decide if you are unsure whether you’ve chosen the company that provides the best conditions for you. Each company that provides loans has different conditions for obtaining those loans, as it depends on what you want from it. Some will give you a loan without proof of income, others without access to registries and other companies in turn from this. Should you borrow from a bank or non-bank institution? We would suggest to compare loans and credit from bank and non-bank institutions first.

Finding at loan that that is achievable for the average person can be a very difficult task. It requires credit checks, employment minimums, a background examinations, etc. Throughout our lives we sometimes need the option to create a clean slate and start off fresh with a new plan, but it can be tricky if we have situations in our past that banks and other institutions claim are unforgivable. Imagine you may be unemployed, have credit issues, may be on maternity leave and/or have new investments you would like to make, but have no time to wait. You may find yourself constantly being rejected or being offered loans, but in no way do they benefit you in the long run. By comparing loans and credit using Lemony Loans we give you the option to select the loan best suited for you with banks or non-bank institutions who approve loans more frequently to “high-risk” clientele. You may need to invest money into your newly aspiring business, or renovated parts of your home, pay off an outstanding debt that is long over-due or even take a vacation that you need to boost your stamina. The boundaries are limitless and you choose what is best suited to your preferences.

Operator

Loan comparator Coolfinance.co.za:
Lemony trade s.r.o.
Prague, VAT: CZ29043026
The company is not the provider of any financial product.

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Coolfinance.co.za is loan comparison site. We are building on the transparency and completeness of information. With our services, you will know which loan to choose.

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