Creditum – online loan South Africa
Creditum is an online loan comparison tool, not a credit provider. It partners with Myloan.co.za and only works with NCR-registered credit providers.
Applying does not commit you to a loan agreement.
Creditum is a loan comparison platform that connects borrowers with participating lenders; it is not a direct lender. Creditum is an online loan comparison tool, not a credit provider. It partners with Myloan.co.za and only works with NCR-registered credit providers.
Loan amounts and terms
Creditum offers loans up to R350,000, with a repayment term of up to 72 months.
Approval time
Fast, free, 100% online comparison.
Read our full Creditum review for a breakdown of its rates, eligibility rules and how it compares with other loan-comparison services active in South Africa.
✓ Pros
- Fast application process: Fast, free, 100% online comparison
- Creditum compares multiple lenders to find a suitable offer
✗ Cons
- Creditum is not a direct lender — final terms depend on the approving lender
Loan requirements
- ✓ 18+ years old
- ✓ South African ID
- ✓ South African bank account
- ✓ Regular income
Loan features
- Fast application process: Fast, free, 100% online comparison
- Creditum compares multiple lenders to find a suitable offer
Frequently asked questions
Fast, free, 100% online comparison after submitting your application.
The minimum amount at Creditum is R500.