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Creditum – online loan South Africa

4.0 / 5 (0 reviews)

Creditum is an online loan comparison tool, not a credit provider. It partners with Myloan.co.za and only works with NCR-registered credit providers.

Amount n/a – R350K
Interest from 11.00%
Term – 72 months
Approval Fast, free, 100% online comparison
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Applying does not commit you to a loan agreement.

Creditum is a loan comparison platform that connects borrowers with participating lenders; it is not a direct lender. Creditum is an online loan comparison tool, not a credit provider. It partners with Myloan.co.za and only works with NCR-registered credit providers.

Loan amounts and terms

Creditum offers loans up to R350,000, with a repayment term of up to 72 months.

Approval time

Fast, free, 100% online comparison.

✓ Pros

  • Fast application process: Fast, free, 100% online comparison
  • Creditum compares multiple lenders to find a suitable offer

✗ Cons

  • Creditum is not a direct lender — final terms depend on the approving lender

Loan requirements

  • ✓ 18+ years old
  • ✓ South African ID
  • ✓ South African bank account
  • ✓ Regular income

Loan features

  • Fast application process: Fast, free, 100% online comparison
  • Creditum compares multiple lenders to find a suitable offer

Frequently asked questions

Fast, free, 100% online comparison after submitting your application.

The minimum amount at Creditum is n/a.