Creditum – Loan details

Creditum is an online loan comparison tool, not a credit provider. It partners with Myloan.co.za and only works with NCR-registered credit providers.

Loan amount n/a – R350K
Interest from 11.00%
Term – 72 months
Approval Fast, free, 100% online comparison

Pros

  • ✓ Fast application process: Fast, free, 100% online comparison
  • ✓ Creditum compares multiple lenders to find a suitable offer

Cons

  • ✗ Creditum is not a direct lender — final terms depend on the approving lender

Requirements

  • 18+ years old
  • South African ID
  • South African bank account
  • Regular income

This document is for informational purposes only. Always verify current terms and conditions directly with the lender before signing any agreement. CoolFinance.co.za is an independent comparison portal operated by double technology s.r.o., Czech Republic.