HomeChoice – Loan details

Cash loans up to R30,000 plus retail credit accounts

Loan amount R200 – R30K
Interest from 28.00%
Term 6 – 24 months
Approval 24 hours

Pros

  • ✓ Accepts irregular income
  • ✓ Phone application available
  • ✓ No need to switch bank account
  • ✓ Combined cash and retail credit

Cons

  • ✗ Higher rates than the big banks
  • ✗ Smaller maximum amount
  • ✗ Aggressive marketing follow-up

Requirements

  • 18+ years old
  • South African ID
  • South African bank account
  • Three months bank statements
  • Payslip or proof of income

Company information

HomeChoice (Pty) Ltd
78 Main Reef Road, Wynberg, Cape Town, 7800
https://www.homechoice.co.za/

This document is for informational purposes only. Always verify current terms and conditions directly with the lender before signing any agreement. CoolFinance.co.za is an independent comparison portal operated by double technology s.r.o., Czech Republic.