Discovery Bank – loan application

4.0 / 5  (320 reviews)
Maximum amount R350,000
Interest from 14.50%
Term 12 – 84 months
Your money in 24 hours
Apply on official Discovery Bank website ad

Application does not commit you to a loan agreement. Loan is approved by Discovery Bank according to their terms.

Contact

Company Discovery Bank Limited
Address 1 Discovery Place, Sandton, Johannesburg, 2196

Discovery Bank – repayment table

Estimated monthly repayments at 14.50% monthly interest. Actual terms confirmed upon approval.

Amount \ Term 12 months 18 months 24 months
R100,000 R22,833 R20,056 R18,667
R200,000 R45,667 R40,111 R37,333
R300,000 R68,500 R60,167 R56,000

Representative example

Loan amount R177,500
Repayment term 12 months
Monthly interest 14.50%
Monthly repayment R40,529
Total interest costs R308,850
Total amount payable R486,350

* Example is for illustration only. Actual terms are confirmed upon loan approval.

Quick overview

Loan amount R5K – R350K
Term 12 – 84 months
Interest from 14.50%
Approval 24 hours
Age 18+ years
Online application Yes

Requirements

  • ✓ 18+ years old
  • ✓ South African ID
  • ✓ Discovery Bank transactional account
  • ✓ Three months bank statements
  • ✓ Latest payslip

Loan features

  • Loans from R5,000 to R350,000
  • Term 12 to 84 months
  • Vitality Money rate discounts
  • App-based application