1life - Loans up to R250.000

1life - Loans up to R250.000
Screenshot of the site: https://www.1life.co.za, author of the site: 1Life Insurance Limited, the screenshot is used in behalf of the legal licence.


  • Online loans up to R250.000
  • Term 12 - 60 months
  • Cash in your account within 24 hours

1life Review

Quick overview

  • Amount: R1.000 - R250.000
  • Term: 12 - 60 months
  • Age: 18 + years

1life table of repayments

Amount Fee Total payment Term
R1.000 R1.148 R2.148 12 months
R20.000 R6.328 R26.328 12 months
R130.000 R87.944 R217.344 36 months
1life calculator ad

A representative example

Loan repayment terms range from 12-60 months. The maximum interest rate with regards to a 1Life Personal loan* is 27.75% per annum (compounded monthly). Your rate and initiation fee will be determined according to your personal risk profile. An illustrative example of a loan at an interest rate of 27.75% would be: Loan amount of R7 500 borrowed for 24 months. Annual Interest Rate: 27.75%. Initiation fee (charged upfront): R936. Monthly service fee: R69 Total Amount payable: R13 338. Monthly instalment amount: R556.

1life experience and discussion

1life experiences

Tell us your experience with 1life at info@coolfinance.co.za and we will publish it anonymously into our discussion.

Is 1life a scam?

No. The product is absolutely fine and no need to worry about anything hidden. The company 1Life Insurance Limited really provides these loans.

Lincoln Ndirangu Lincoln Ndirangu(LinkedIn)
Lincoln Ndirangu is a professional freelance web copywriter based in Nairobi, Kenya. For over 7 years, writing for the web and engaging the online audience has been primary focus and passion.More information...